Hi Reader,
👶 Trump Accounts launch July 5, 2026
These new investment accounts are designed to help families save for a child’s future.
Key highlights:
• 💰 Eligible children (born 2025–2028) may receive a $1,000 government contribution
• 📈 Up to $5,000 per year can be contributed by family, friends, or employers
• 🏦 Funds invest in diversified U.S. index funds
• 🔑 The child takes full control at age 18
⚠️ One important detail: withdrawals are taxed at ordinary income rates, similar to a traditional IRA.
If your child qualifies, capturing the $1,000 may make sense.
But the bigger question for families saving over the next 18 years is:
Should long-term growth happen in an account taxed later… or in one designed to grow tax-free?
The structure of the plan often matters more than the initial contribution.
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David N. Waldrop, CFP®
Owner of Bridgeview Capital Advisors, Inc. a Registered Investment Advisor.
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