Hi Reader,
As 2025 unfolds, the U.S. housing market is experiencing record-high home values and unprecedented levels of tappable equity — over $17 trillion nationwide.
But what does this mean for you?
In our latest article, we dive into key trends shaping the current lending environment and provide actionable insights, including:
- The Rise of Tappable Equity: Discover why homeowners are sitting on record equity but remain cautious about tapping into it.
- Caution in Borrowing: Learn the risks of treating your home like an ATM and why responsible borrowing is essential.
- Shifting Mortgage Dynamics: Explore how banks are adapting their lending strategies and what it means for HELOCs and refinancing.
- Lessons from the Past: Avoid common mistakes by understanding the risks of over-leveraging and the potential for home value declines.
This article is designed to help you make informed decisions about managing your home equity in today’s market.
Read the full article here:
P.S. Questions about home equity? Reply to this email — we’re here to help!
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David N. Waldrop, CFP®
Owner of Bridgeview Capital Advisors, Inc. a Registered Investment Advisor.
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